Press portrait
Mikhail is also the founder of EasyFinance.ru, the best fintech startup according to The FinTech Russia conference, the prize winner of InvestHK FinTech (Hong Kong),
and a TOP-20 fintech company according to SBC FinTech London.
Certified Independent Financial Advisor (INFIS).
Best speaker of Vedomosti business conferences.
Co-author of the book "Personal Finance and the Family Budget", author of several publications in leading Russian periodicals in the field of finance and management.
Finalist of All-Russian Independent Award "Headliner of the Year".
Included in the list of 35 most successful Russian entrepreneurs in AI.
TalkBank.io and EasyFinance.ru (history, strategy, development plans, competitive advantages).
Challenges and benefits of doing business
in Russia (segmentation of banking services, competitors, market mentality).
Introduction of innovative technologies and artificial intelligence in the banking sector.
IT technologies.
TalkBank is the first virtual bank in Russia without branches, call centers and mobile applications. TalkBank offers full banking functionality and works with messengers. Financial management is carried out with the help of artificial intelligence – a chatbot that helps to issue and receive cards, pass identity identification and carry out monetary transactions online. The architecture and API of TalkBank allows you to integrate banking functionality into the business processes of services and clients.
TalkBank today is the largest independent platform that works with partner banking licenses, now it is 5 partner banks: PJSC TKB BANK, Credit Ural Bank, MTS BANK, PJSC URALSIB BANK, SOYUZ Bank. TalkBank is an ecosystem of services for marketplaces, e-commerce, various aggregators and taxi operators, which with the help of our banking technologies can build their financial infrastructure - from issuing cards, opening wallets to accepting payments and crediting to performers, as marketplaces can do. Using the API, a business gets its bank.
We have implemented projects with Visa, Yandex.Cash Register, Ingosstrakh Life, TaxiCRM, Tele2, MasterCard and many others.
TalkBank Technologies was awarded with expert awards: Seedstars, MoEx, SWIFT, Bank of Russia. TalkBank is the only company from Russia that has received the IBSi NeoChallenger Bank Awards and entered the global AIFinTech100 rating as the most innovative provider of solutions in the field of artificial intelligence. He is a resident of Skolkovo. Graduate of the "Accelerator of the FRIA".
INFORMATION ABOUT A FINTECH COMPANY TalkBank.io
TalkBank has been awarded prizes and diplomas at Seedstars, SWIFT Innotribe and MoEx international startup competitions for innovation and technology, as well as in the nomination "The most innovative Project".
From the Skolkovo Foundation, Talkbank received a special prize from RVC at the Finopolis Financial Innovation Forum organized by the Bank of Russia. TalkBank is the only company from Russia that has received the IBSi NeoChallenger Bank Awards and entered the global AIFinTech100 rating as the most innovative provider of solutions in the field of artificial intelligence. He is a resident of Skolkovo. Graduate of the "Accelerator of the FRIA".
Founder and CEO of the virtual bank TalkBank, the first and only bank in Russia that works in messengers applying AI-chatbots to all its services.
Photos can be downloaded from the link